PROTECTION AND INDEMNITY CLUB

An organization formed by ship owners.

For the purpose of mutual insurance loses not covered by the marine policy.

A non profit making organization.

Obtains its fund from its members.

Each member pays certain amount depending on:

Provides security for cover against 3^rd party risk.

Offers protection for contractual liabilities.

1/4^Th of any claims an owner may have to pay for damage to any ship.

Claim for damage done to dock, pier, wharf or other fixed object.

Damage for the loss of life or personnel injury.

Repatriation of distressed seamen, sickness, hospitalization, medical and funeral expenses.

Loss of life and personnel injuries following a collision.

Cost of raising a wreck.

Quarantine expenses.

Cargo damage due to improper navigation.

Cost of DOT inquiries.

Oil pollution.

Legal costs of defending claims if incurred with the consent of the club director.

Cargoes irrecoverable proportion of general average.

Claims in respect of wrong delivery of cargo.

Ship’s liability to cargo after collision not recovered by insurance.

Fines or penalties imposed as a result of innocent breaches of the followings:

Barratrously acts including smuggling of servant of ship owner.

Cost of releasing cargo claims with the consent of director.

When serious difficulties arise in connection with ship in connection with ship, cargo, crews, advice of agent and P&I club to be sought.

When require a private surveyor due to a classification society not available, the master can ask the agent of his P&I club to recommend.

When the master is in doubt that the dangerous goods loaded will constitute a danger to life, ship and cargo, advice can be seek.

When to avert or minimize loss is not possible, master should contact P&I club for technical and legal advice.